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Highest Echelon

A personal finance blog. Paying for my University, life and eventually achieving financial freedom.

The iPhone. It's everything except a phone.

Monday, April 30, 2007

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posted by johnwilkx, 9:24 PM | link | 0 comments |

Burgers and college, both 50% done!

Saturday, April 28, 2007

I woke up at 3am today to work on my final in my Social Environment in Business class. I got an A on the final and an A in the class.

This was the last class to get my Associates Degree in Business Administration.

Time for fast food and a nap.

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posted by johnwilkx, 6:43 AM | link | 1 comments |

Where do you go for free samples?

Friday, April 27, 2007

This post is more of a reminder to myself than to anyone else that I need more free samples! I want to be able to go on a short vacation and have available samples of soap, shampoo, toothpaste, deodorant, lip balm, and self tanner (why not).

I was just looking at a few blogs to see if I could round up websites that offer free samples that don't require too much of my personal information. I already look at Walmart's free sample page a few times per week, but that's just not enough. I found startsampling on Mymoneyblog, which looks promising.

Where do you go for free samples and free stuff?

I've added Freecyclefinder to the list.
Walmart's free sample page
startsampling

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posted by johnwilkx, 10:22 AM | link | 1 comments |

I'm the 9029th biggest lender on Prosper.com

Thursday, April 26, 2007

With an original investment of $850, I'm the 9029th biggest lender on Prosper.com. That's 17 loans funded at $50 each. By next week I expect to be ranked in the low 8000s.

I'll aim for the low 7000s for mid next month.

-Wilks

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posted by johnwilkx, 8:33 PM | link | 2 comments |

Guy posts his real phone number on YouTube, gets 5,000 calls. Includes interview on CNN.

posted by johnwilkx, 12:29 PM | link | 0 comments |

Check this Prosper loan out. AA credit rating at 22%.

If you invest in Prosper.com, consider bidding on this: AA credit rating, $25,000 at 22%.

Bid on my listing at Prosper, people-to-people lending

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posted by johnwilkx, 12:03 PM | link | 0 comments |

Is 298463% debt to income ratio too much for a loan? On Prosper.com, No Problem!

I just found this listing on Prosper.com. Salvimex714 wants to borrow $4000 at 29% APR. He has a credit rating of AA (the best Prosper has to offer). What's stopping me from bidding besides the fact that he's unemployed, has no income, no endorsements, and a scary picture? The 298463% Debt to Income Ratio!

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posted by johnwilkx, 10:27 AM | link | 2 comments |