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Highest Echelon

A personal finance blog. Paying for my University, life and eventually achieving financial freedom.

Prosper.com. Here's what I'm bidding on this week.

Friday, May 04, 2007


C credit grade $8,000.00 @ 24.95%.
 C credit grade $20,000.00 @ 27.50%.
C credit grade $25,000.00 @ 24.50%.
 C credit grade $7,500.00 @ 27.50% This listing will close as soon as the requested amount is funded.

Looking at my past trend it does really seem like I enjoy that C credit grade.

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posted by johnwilkx, 7:05 AM | link | 0 comments |

People-to-people lending. It's an old idea that's new again.

Thursday, May 03, 2007

Learn more about how people-to-people lending works at Prosper.com.


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posted by johnwilkx, 7:34 PM | link | 0 comments |

I'm the 9029th biggest lender on Prosper.com

Thursday, April 26, 2007

With an original investment of $850, I'm the 9029th biggest lender on Prosper.com. That's 17 loans funded at $50 each. By next week I expect to be ranked in the low 8000s.

I'll aim for the low 7000s for mid next month.

-Wilks

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posted by johnwilkx, 8:33 PM | link | 2 comments |

Check this Prosper loan out. AA credit rating at 22%.

If you invest in Prosper.com, consider bidding on this: AA credit rating, $25,000 at 22%.

Bid on my listing at Prosper, people-to-people lending

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posted by johnwilkx, 12:03 PM | link | 0 comments |

Is 298463% debt to income ratio too much for a loan? On Prosper.com, No Problem!

I just found this listing on Prosper.com. Salvimex714 wants to borrow $4000 at 29% APR. He has a credit rating of AA (the best Prosper has to offer). What's stopping me from bidding besides the fact that he's unemployed, has no income, no endorsements, and a scary picture? The 298463% Debt to Income Ratio!

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posted by johnwilkx, 10:27 AM | link | 2 comments |