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Highest Echelon

A personal finance blog. Paying for my University, life and eventually achieving financial freedom.

The iPhone. It's everything except a phone.

Monday, April 30, 2007


posted by johnwilkx, 9:24 PM | link | 0 comments |

Burgers and college, both 50% done!

Saturday, April 28, 2007

I woke up at 3am today to work on my final in my Social Environment in Business class. I got an A on the final and an A in the class.

This was the last class to get my Associates Degree in Business Administration.

Time for fast food and a nap.


posted by johnwilkx, 6:43 AM | link | 1 comments |

Where do you go for free samples?

Friday, April 27, 2007

This post is more of a reminder to myself than to anyone else that I need more free samples! I want to be able to go on a short vacation and have available samples of soap, shampoo, toothpaste, deodorant, lip balm, and self tanner (why not).

I was just looking at a few blogs to see if I could round up websites that offer free samples that don't require too much of my personal information. I already look at Walmart's free sample page a few times per week, but that's just not enough. I found startsampling on Mymoneyblog, which looks promising.

Where do you go for free samples and free stuff?

I've added Freecyclefinder to the list.
Walmart's free sample page


posted by johnwilkx, 10:22 AM | link | 1 comments |

I'm the 9029th biggest lender on Prosper.com

Thursday, April 26, 2007

With an original investment of $850, I'm the 9029th biggest lender on Prosper.com. That's 17 loans funded at $50 each. By next week I expect to be ranked in the low 8000s.

I'll aim for the low 7000s for mid next month.



posted by johnwilkx, 8:33 PM | link | 2 comments |

Guy posts his real phone number on YouTube, gets 5,000 calls. Includes interview on CNN.

posted by johnwilkx, 12:29 PM | link | 0 comments |

Check this Prosper loan out. AA credit rating at 22%.

If you invest in Prosper.com, consider bidding on this: AA credit rating, $25,000 at 22%.

Bid on my listing at Prosper, people-to-people lending


posted by johnwilkx, 12:03 PM | link | 0 comments |

Is 298463% debt to income ratio too much for a loan? On Prosper.com, No Problem!

I just found this listing on Prosper.com. Salvimex714 wants to borrow $4000 at 29% APR. He has a credit rating of AA (the best Prosper has to offer). What's stopping me from bidding besides the fact that he's unemployed, has no income, no endorsements, and a scary picture? The 298463% Debt to Income Ratio!


posted by johnwilkx, 10:27 AM | link | 2 comments |