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Highest Echelon

A personal finance blog. Paying for my University, life and eventually achieving financial freedom.

Here's What I'm Doing With Prosper Right Now

Monday, November 06, 2006

Not too much is happening with Prosper.com right now. But I'll share what I'm bidding on.

  • We don't want to have to choose! Credit rating of AA with 0 delinquencies. Current apr is at 20.99%. They are not part of a group, but I already emailed them about that. I bid $50.
  • Initial Medical Expenses Credit rating of B with 1 current delinquency but no past delinquencies. Current apr is at 25.50%. Homeownership not verify and I sent her an email about that. I bid $50.
posted by johnwilkx, 8:05 AM

2 Comments:

Wilks,

Thanks for your posts on Prosper.com.

Your posts show you have had a great experience with Prosper.com loans. I had been considering making some loans on Prosper.com, but decided not to based one blogger reporting 1 out a 10 of his loans going into default immediately. Since I like the idea of small loans to help others, I may reconsider since your results have been excellent so far.
I just checken my Prosper account. I still have 0 defaults. And in the last month I farther restricted who I lend to. I now require that borrowers are part of a group and have fewer late payments than I would have accepted a few months ago.

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